Back in 2nd grade, our teacher Ms. Williamson at John Diemer elementary in Overland Park, Kansas would pass out “purple tokens” for good behavior. Five of these tokens would equal a cherished and highly sought-after “gold nugget.” If a certain row of students acquired an excess of this valued currency, we were rewarded with extra [...]











PERL Mortgage is an Illinois residential mortgage licensee (MB0004358) and equal housing lender.