Last week, I was featured on the PERL Mortgage Podcast alongside owner Ken Perlmutter and top producer Barry Schwartz to discuss the 2008 mortgage market.
Author Archives: Sandy
The Do Over (Newsletter, Fall 2008)
As years go by, I am always amazed at how technology makes our lives easier. In the mid 90’s, the Internet was a pipe dream – but now we can’t live without it, and many of us use our cell phones to go online. It’s a far cry from my first car phone. I bought [...]
PERL Podcast (The Fed)
I was recently featured on the PERL Podcast to discuss The Fed and it’s role in our nation’s economy. Enjoy.
PERL Podcast (Fannie Mae and Freddie Mac)
This week, I was featured on the PERL Podcast to discuss Fannie Mae and Freddie Mac — who they are, what they do, and what the future has in store. Enjoy.
Rewarding Bad Behavior (Spring 2008)
Back in 2nd grade, our teacher Ms. Williamson at John Diemer elementary in Overland Park, Kansas would pass out “purple tokens” for good behavior. Five of these tokens would equal a cherished and highly sought-after “gold nugget.” If a certain row of students acquired an excess of this valued currency, we were rewarded with extra [...]
Market Outlook (Newsletter, Spring 2007)
Hype, hype, and more hype. We simply can’t seem to get away from all this hype in our current culture. With everything we’re told, it’s amazing that our society ever existed before all this was heaped upon us: • Amazing low prices!!! • No Costs!!! • Useless guarantee!!! • Is Sanjaya the next Mick Jagger? [...]
Market Outlook (Newsletter, Winter 2006)
The year, 1979 just after Steve Dahl’s Disco Demolition at Comiskey Park, confirming that rock ‘n roll was here to stay. So as a young 14 year old my future looked bright. Van Halen came out with their hit “Dance the Night Away,” and The Cars came out with “Let’s Go.” Both songs were in [...]
Market Outlook (Newsletter, Fall 2006)
Can it be? Is the picture telling the truth? It must be. The Chicago Cubs have officially become Sox fans! I never thought I would live to see the day where the North Side-South Side rivalry would be mended. Even more surprising it was done by the White Sox. Even Michael Vlamis, pictured in his [...]
Market Outlook (Newsletter, Summer 2006)
Economic Outlook Mr. Greenspan is a very persistent man. When will he ever learn? Yes, once again the Fed has raised the federal funds rate, blah, blah, blah, and the market still does not care. But don’t worry Mr. Greenspan; we all know that you are there. The bigger picture in all this that at [...]
Market Outlook (Newsletter, Spring 2006)
Six months ago, if you were betting money on who knew where interest rates were headed, would you have bet on Alan Greenspan, chairman of the Federal Reserve Board, or on Dean Vlamis, your “Lender for Life”? To the 1% who bet on me, thank you and enjoy your winnings! Rates have once again come [...]











PERL Mortgage is an Illinois residential mortgage licensee (MB0004358) and equal housing lender.